وسائل الدفع الإلكترونية و دورها في عصرنة المنظومة المصرفية الجزائرية

Abstract EN

One of the most important secretions of information and communication technology that has been invested in the banking field is the emergence of electronic payment methods.

It was the appropriate solution to the problems caused by dealing with conventional payment methods as it saves time and effort and reduces costs.

The lack of confidence in many electronic means, as well as the lack of infrastructure necessary to deal with them in developing countries, such as Algeria, which, although seeking to adopt electronic payment methods, but it is still far from expanding the scope of dealing with This means due to the lack of appropriate regulatory and legislative environment provides not spread awareness and culture necessary to the dealers and strengthen their confidence in them in addition to the weak deal to the Internet, which is the mainstay of the revitalization of the use of these means.