التحوط للمخاطر الائتمانية باستخدام الابتكارات المالية الحديثة : حالة القرض الشعبي الجزائري

Abstract EN

Banks take great care to put their funds into successful projects, which are profitable to them, and thus guarantee a refund of depositors, so that the decision to grant optimal credit by adopting measurement tools allowing estimation of credit risk, and there a creation of modern financial innovations will help bank decision-makers achieve better results.

So this article has managed to illustrate the importance of modern financial innovations in hedging and credit risk management, through the study of the possibility of the application of these innovations, where we focused on the risk point method and tried application in an example on an institution requesting a loan from a bank loan Algerian popular credit The study revealed that there is a relationship between modern financial innovations and credit risk.