أثر مخاطر الائتمان في الأداء المالي للمصارف التجارية الخاصة المدرجة في سوق دمشق للأوراق المالية

Abstract EN

Private commercial banks seek to achieve a high level of profitability, which is considered as an important indicator on the efficiency of their performance, in order to ensure success and continue to perform their work, The aim of this study was to know the impact of credit risk on the financial performance of the private commercial banks listed on the Damascus Securities Market, Through the analysis of financial data of the variables of the study using simple regression method using the statistical analysis program (SPSS 24), during the period between (2017-2010).

The study showed a positive relationship and statistically significant between credit risk and return on assets, And the ence of statistically significant relationship between credit risk and return on equity, of commercial private banks listed on the Damascus Stock Exchange.

The study recommended a number of recommendations, including that banks seek to attract more deposits and exploit them in their investment operations, And move away from the granting of loans and credit facilities characterized by a high level of risk, And study the factors that affect the credit risk and increase the likelihood of occurrence, As this enables banks to hedge and control these risks, Which will reflect positively on the achievement of profits and improve financial performance.