أثر تطوير منتجات التأمين التكافلي على الثقافة التأمينية في الجزائر

Abstract EN

This study aims to show the impact of the development of Takaful insurance products and their role in solving the problem of weak insurance culture in Algeria.

Through the theoretical part of this study, we can conclude that Takaful insurance products are subject to the same stages of development of the insurance product in general, provided that it adheres to Islamic legal regulations.

As for the applied part of the field study, the questionnaire tool was relied on and the analysis of the outcomes of the spss 22 program, and it was found that the level of insurance culture among the sample members is low, and this is due to the relationship of insurance applicants with insurance companies, given the religious and material reasons related to the individual in Algerian society.