آليات الحوكمة في البنوك و إدارة المخاطر المالية : حالة البنوك التونسية

Abstract EN

JEL: G34, C23This thesis focuses on the study of the mechanisms of governance in banks and their role in reducing the banking risks, in order to avoid the crises that can affect this sector and the global economy as a whole.

The Board of Directors was chosen as an internal governance mechanism while the researcher tried to determine the impact of its characteristics on the liquidity risk of banks.

Thus, an econometric study was conducted on a sample of ten Tunisian banks listed in the market during the period extending from 2007 to 2016.

Our results show that each of the CEO, independant directors, institutional investors within the Board of Directors, as well as the size and the capital of the Bank, have a negative impact on the liquidity risk of the banks.

On the other side, we found that there is a positive relationship between the liquidity risk and the state directors and unemployability rateالكلمات المفتاحية: حوكمة البنوك، آليات الحوكمة، المخاطر البنكية و إدارتها، أزمات المالية، خطر السيولة.

JEL Classification Codes: G34, C23تصنيف JEL: G34, C23This thesis focuses on the study of the mechanisms of governance in banks and their role in reducing the banking risks, in order to avoid the crises that can affect this sector and the global economy as a whole.

The Board of Directors was chosen as an internal governance mechanism while the researcher tried to determine the impact of its characteristics on the liquidity risk of banks.

Thus, an econometric study was conducted on a sample of ten Tunisian banks listed in the market during the period extending from 2007 to 2016.

Our results show that each of the CEO, independant directors, institutional investors within the Board of Directors, as well as the size and the capital of the Bank, have a negative impact on the liquidity risk of the banks.

On the other side, we found that there is a positive relationship between the liquidity risk and the state directors and unemployability rate