Excessive bank liquidity and underfunding in the Algerian economy : diagnosis and analysis

Other Title(s)

فائض السيولة و مشكلة تمويل الاقتصاد الجزائري : تشخيص و تحليل

Joint Authors

Faqir, Hamzah
Bu Ras, Nasimah

Source

El-Acil Review For Economic and Administrative Research

Issue

Vol. 5, Issue 2 (31 Dec. 2021), pp.529-540, 12 p.

Publisher

Abbas Laghrour University Faculty of Economics commercial and Management Sciences

Publication Date

2021-12-31

Country of Publication

Algeria

No. of Pages

12

Main Subjects

Economy

Topics

Abstract EN

The main function of the banking system is the mobilization of savings, it also fulfils other functions which are complementary to it with the ultimate aim of ensuring the adequacy in quantity and time of the resources and uses which the economy needs.

Through credits to the economy, it stimulates investment and ultimately economic growth.

This is all the more true for the case of Algeria, which is characterized by almost exclusive bank financing of its economy.

The situation of the Algerian banking sector is characterized by a large domestic saving which it cannot employ, while the Algerian economy is experiencing major financing difficulties.

The objective of this article is to emphasize this imbalance between available financial capacities and financing needs, is this a reality or a paradox?

Abstract FRE

Le système bancaire a pour fonction majeure la mobilisation de l’épargne, il remplit aussi d’autres fonctions qui lui sont complémentaires dans le but ultime, est d’assurer l’adéquation en quantité et en temps des ressources et emplois dont a besoin l’économie.

Par le biais des crédits accordés à l’économie, il stimule l’investissement et in fine la croissance économique.

Cela est d’autant plus vrai pour le cas de l’Algérie qui se caractérise par un financement bancaire quasi-exclusive de son économie.

La situation du secteur bancaire algérien se caractérise par une importante épargne intérieure qu’il ne parvient pas employer, alors que l’économie algérienne connaît de grandes difficultés de financement.

L’objectif de cet article est de mettre l’accent sur ce déséquilibre entre capacités financières disponibles et besoins de financement, est-ce une réalité ou un paradoxe ?

American Psychological Association (APA)

Faqir, Hamzah& Bu Ras, Nasimah. 2021. Excessive bank liquidity and underfunding in the Algerian economy : diagnosis and analysis. El-Acil Review For Economic and Administrative Research،Vol. 5, no. 2, pp.529-540.
https://search.emarefa.net/detail/BIM-1300557

Modern Language Association (MLA)

Faqir, Hamzah& Bu Ras, Nasimah. Excessive bank liquidity and underfunding in the Algerian economy : diagnosis and analysis. El-Acil Review For Economic and Administrative Research Vol. 5, no. 2 (2021), pp.529-540.
https://search.emarefa.net/detail/BIM-1300557

American Medical Association (AMA)

Faqir, Hamzah& Bu Ras, Nasimah. Excessive bank liquidity and underfunding in the Algerian economy : diagnosis and analysis. El-Acil Review For Economic and Administrative Research. 2021. Vol. 5, no. 2, pp.529-540.
https://search.emarefa.net/detail/BIM-1300557

Data Type

Journal Articles

Language

English

Notes

Includes bibliographical references : p. 539-540

Record ID

BIM-1300557