كفاءة استخدام موارد مصرف السلام في صيغة التمويل بالإجارة (2015-2019)‎

Abstract EN

This study aims to shed light on the efficiency of the use of Islamic financing in the Al Salam Bank Algeria for the period (2015-2019), by explaining the Ijara formula (Leasing) as debt based financing and knowing the bank's development in terms of assets, net result and profitability indicators that have witnessed a qualitative leap in recent years, and get to know By indicating the degree of concentration of Al Salam Bank use of these financing instruments, And the fairness of the distribution of funds to various economic sectors.

The study concluded the importance of the developmental role that can be played by Al Salam Bank through their optimal use of leasing financing instruments based on the concept of indebtedness in economic development in theory, The study made several recommendations, the most important of which is the necessity of equitable distribution of all Islamic financing formulas based on the concept of indebtedness and to include all productive economic sectors.