المحددات الاقتصادية لادخار العائلات الجزائرية لدى الصندوق الوطني للتوفير و الاحتياط : بنك دراسة قياسية اقتصادية للفترة (1987-2019)‎

Abstract EN

JEL: E21, E27, G51, C13 This study aims to try to know the factors that affect the savings of Algerian household at the National Savings and Provident Fund-Bank, taking into account the estimation and analysis of various theoretical saving models based on annual statistical data during the period 1987-2019, where we found that the model is the most indicative of Algerian household savings at the CNEP-Bank, and the most consistent with reality, is the permanent income model, and from here the variables of this function are the determinants of the Algerian household savings function at CNEP -Bank, where it was found that Algerian household make their decisions to Saving is based on its current income, as it does not care secondarily to higher prices and interest rates proposed by the bank.