دراسة تحليلية للنظام 20-02 الخاص بشبابيك الصيرفة الإسلامية في الجزائر و عوامل تطويرها على ضوء التجربة الماليزية

Abstract EN

The aim of this study was to analyze the 20-02 regulation of Islamic windows in Algeria and their development factors in the light of Malaysia experience.

The study found that Islamic windows were a strategy followed by Malaysia government to build a leader Islamic banking system, by providing the necessary conditions for success.

For Algeria the 20-02 Regulation is an important gain for Islamic banking, has a number positive features and some shortcomings that can be addressed at the start of the experiment.

The success of these windows in Algeria depends on the availability of some conditions, the most important of them is the government's conviction that is an industry which has their principles and working mechanisms differ from conventional banks and not a temporary solution in crises, in addition to the cooperation of all parties concerned to provide technical support and monitor its compliant with Shariah.