تقييم وسائل الدفع الإلكترونية في ظل انتشار التكنولوجيا المالي Fintech

Abstract EN

In light of financial globalization, the transition from the traditional financial system to the technological electronic system has become a necessity that has imposed itself, especially during the various crises, whether healthy or otherwise, prompting countries that are lagging behind in this field to work hard to adopt it through the banks under their financial system under the supervision of banks Central.

Through our research paper, we will address the reality of electronic payment mechanisms provided by Algerian banks and the extent of their involvement in the Algerian financial system, and we will also address the obstacles that prevent their adoption, and also their future in light of the rapid and great development of technology.

Finance, through a standard study of one of the most important Algerian public banks: (BNA), which is a pioneer in the field of financial innovation recently.