دور الأسرة السعودية في تعزيز ثقافة استخدام العملة المعدنية و علاقتها بتنمية الوعي الإدخاري : دراسة ميدانية على عينة من طلاب و طالبات المرحلة المتوسطة و الثانوية بمحافظة جدة

Abstract EN

This study aims to recognize and uncover the correlation between the role of family in enhancing the culture of use of coins and improvement of saving awareness.

To this aim, the researcher has employed the descriptive analytical methodology.

Data and information of the study were extracted by the use of some tools specifically designed by the researchers (i.e., a questionnaire, a scale for enhancement of the use of coins, and a scale for improvement of saving awareness).

The standard sample group of the study was composed of an intentional sample of 750 students – of both genders – enrolled in Middle and Secondary Stages of Education, affiliated to various social and economic levels in Jeddah.

Statistical analyses were conducted to infer the findings and verify reliability of assumptions.

Findings revealed statistically indicated differences between average marks obtained by members of the sample group on the scale of enhancement of the culture of coin use and the scale of improvement of saving awareness in accordance with the variable of sex/gender in favor of female members.

Findings also pointed out to differences between the marks obtained by members of the sample group on the scale of enhancement of the culture of coin use in accordance to the variable of parents’ job in favor of unemployed parents.

Furthermore, findings revealed differences between marks obtained by members of the sample group on the scale of improvement of saving awareness in accordance to the variable of parents’ job in favor of employed parents.

Meanwhile, findings of the study unveiled direct correlation between the scale of enhancement of the culture of coin use and the scale of improvement of saving awareness.

In addition, findings pointed at direct correlation between the scale of enhancement of the culture of coin use and the scale of improvement of saving awareness on one hand and variables of the study on the other hand (i.e., level of education, parents’ education level, professional level of parents, and number of family members).

Similarly, an indirect correlation was uncovered between the scale of enhancement of coin use and the scale of improvement of saving awareness on one hand and monthly income of the family on the other hand.

Moreover, findings of the study revealed that the father’s educational level was among the most influencing factors to enhance the culture of coin use with percentage standing at 83.9%, followed by mother’s educational level with a percentage of 71 % and eventually the father’s job in the third rank with a percentage standing at 64.4 %.

Also, mother’s educational level was among the most influencing factors to improve the saving awareness with a percentage standing at 77.7%, followed by the father’s educational level with a percentage of 65.8%, mother’s job with a percentage of 61.8% and eventually number of family members in the fourth and final rank with percentage of 54.3%.

The researcher has made a number of recommendations in light of findings of the study