أثر المخاطر المنتظمة على الأداء المالي للبنوك التجارية الأردنية

Abstract EN

This study aims to show the regular effect on the Financial Performance of Commercial Banks listed in Amman Stock Exchange Market for the period from (1995-2017), this study followed the statistical descriptive analytical method, also Panel data was used to choose study hypotheses.

To achieve this study, the following risks were selected (Inflation rate, the risks of exchange rate in the two currencies the Euro and the Sterling Pound and the interest rate risks).

The following indicators were used to express financial performance (the revenue of assets , the revenue of the property rights).

Data were extracted from the annual financial reports of the commercial banks under study and from the annual reports of the Central Bank of Jordan, where the study sample on all the commercial banks listed on the Amman Stock Exchange market and they are 13 banks.

This study have reached to many results , and the most important one is the existence of the effect of statistical significance at the level of significance (50.0=α) for the regular risks (Inflation rate , the risks of exchange rate in the two currencies the Euro and the Sterling Pound and the interest rate risks) on the financial performance of the commercial banks however, for the exchange rate risk in the Euro currency, it is found that there was no statistically significance effect at the level of significance.

(50.0= α) In the light of these results, the researcher recommended a number of recommendations, most importantly is doing further studies to determine the affecting factors on the financial performance of listed banks in Amman Stock Exchange Market for the financial securities.

Also the study recommended on the necessity of following modern mechanisms to deal with the fluctuation in currencies exchange rates and the related risks.