تأثير مخاطر السيولة المصرفية في مؤشرات السلامة المالية (FSI) في العراق للمدة 2019-2005
Other Title(s)
The effect of bank liquidity risk on the financial safety indicators (fsi. ) in Iraq for the period 2005-2019
Joint Authors
Source
Issue
Vol. 2021, Issue 129 (30 Sep. 2021), pp.203-224, 22 p.
Publisher
al-Mustansiriyah University College of Management and Economic
Publication Date
2021-09-30
Country of Publication
Iraq
No. of Pages
22
Main Subjects
Topics
- Banks
- Activities
- Supply and demand
- Finance
- Financial statements
- Liquidity(Economics)
- Iraq
- Inventories
- Central banks
- Bank deposits
- Banking services
- Economic activities
- Bank liquidity
- Risk
- Analytical approach
- Central Bank
Abstract EN
The banking system is considered one of the basic and important elements for building the economy and enhancing the financial soundness of the banking sector, and this importance comes from the role of banks operating in it as depository institutions and intermediaries between supply and demand units, in addition to modern banking services and payment systems that increase the efficiency and effectiveness of economic activity.
Therefore, we find that indicators of liquidity risk are important indicators that reflect the activity of banks, which at the same time may reflect a misleading picture of the conditions of banks in terms of the strength of their balance sheets and the extent of their compliance and commitment to the standards and instructions issued by the Central Bank.
Therefore, bank liquidity is the basis of the banks' work and is considered their backbone.
Rather, the banks 'work depends on them, which is reflected in the financial soundness of the financial system.
This importance led us to choose the topic of the research, as the research aimed to determine the impact of bank liquidity risks on financial safety indicators.
This study was conducted on the Iraqi banking system for the period 2005-2019, and the descriptive analytical approach was adopted based on data and information on government and private banks that were taken.
From the official authorities represented by the Central Bank of Iraq.
Finally, the research reached a set of conclusions, including the existence of a compromise relationship between the ratio of total loans to total deposits and the ratio of capital adequacy, and that the ratio of total liquid assets to total deposits has some effect on total non-performing loans to total assets, and there is some agreement and then The effect of the ratio of total loans to total deposits on the ratio of bad loans to total cash credit, with few exceptions.
American Psychological Association (APA)
ضحى ذياب أحمد وصبحي حسون عباس. 2021. تأثير مخاطر السيولة المصرفية في مؤشرات السلامة المالية (FSI) في العراق للمدة 2019-2005. مجلة الإدارة و الاقتصاد،مج. 2021، ع. 129، ص ص. 203-224.
https://search.emarefa.net/detail/BIM-1347221
Modern Language Association (MLA)
ضحى ذياب أحمد وصبحي حسون عباس. تأثير مخاطر السيولة المصرفية في مؤشرات السلامة المالية (FSI) في العراق للمدة 2019-2005. مجلة الإدارة و الاقتصاد ع. 129 (أيلول 2021)، ص ص. 203-224.
https://search.emarefa.net/detail/BIM-1347221
American Medical Association (AMA)
ضحى ذياب أحمد وصبحي حسون عباس. تأثير مخاطر السيولة المصرفية في مؤشرات السلامة المالية (FSI) في العراق للمدة 2019-2005. مجلة الإدارة و الاقتصاد. 2021. مج. 2021، ع. 129، ص ص. 203-224.
https://search.emarefa.net/detail/BIM-1347221
Data Type
Journal Articles
Language
Arabic
Notes
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Record ID
BIM-1347221