جائحة كوفيد 19 وأزمة الائتمان في فرنسا بين القروض بضمان الدولة والتأمينات القائمة على الملكية

Abstract EN

This paper discusses the effects of the health crisis resulting from the COVID-19 pandemic in France, which created a credit crunch.

Innovative mechanisms have been adopted to support credit, including "state-guaranteed lending", as well as it has been suggested alternatives such as "fiducia-security" this study concludes that the property-security mechanism is an excellent alternative solution, as it represents an effective collateral tool for lenders and a practical financing tool for borrowers, which supports credit.