موقع خطاب الضمان على خارطة الضمانات الشخصية في البنوك التشاركية بالمغرب

Abstract EN

Granting credit after the great expansion of banking activity is no longer confined to its normal form of delivering a certain amount to the debtor, but extended to include other forms in which the participatory bank may be satisfied with granting the customer the credit in the form of a signature as a guarantee and insurance for the benefit of the customer’s creditor, without the need to hand it over to him any Sums of money or putting it at his disposal, and the reason for this confidence that is given to the banking business is that granting credit to clients of the Participatory Bank is one of the commercial activities of credit institutions.

Accordingly, letters of guarantee granted to clients of participatory banks while entering into commercial or economic contracts are among the most important credit operations aimed at facilitating and strengthening Moroccan contracting transactions, especially small and medium ones, and assisting them in the development and recovery of the national economy.