آليات إدارة المخاطر في شركات التأمين التكافلي : شركة سلامة للتأمين التكافلي نموذجا

Abstract EN

The research sought to address the issue of takaful insurance and the risks to which takaful insurance companies are exposed, as they provide sharia-compliant insurance, in order to look for mechanisms and justifications to manage these risks, especially since they are exposed to risks that will affect their stability, which negatively reflects on the shareholders of the Cooperation Fund, and to identify these objectives we used the descriptive approach to clarify all concepts related to symbiotic insurance and its risks, and the analytical approach in order to analyze and study the methods and mechanisms of managing these risks and analyze how It is managed by Salama.

Salama has been found to be exposed to many risks such as insurance and reinsurance risks, liquidity risks and other risks affecting the company's activity, and Salama Risk Management develops ways and guidelines to reduce and reduce these risks by reinsurance or diversification.