دور المحفظة المالية في إدارة المخاطر بالبنك الخارجي الجزائري (Bea)‎-وكالة سوق أهراس

Abstract EN

This study aims to determine the extent to which commercial banks rely on different models of asset management processes that make up financial portfolios and to examine the role of the financial portfolio in risk management at the level of commercial banks.

Through a case study of the Algerian external bank, we found that the bank relies in the composition of its portfolio on the element of diversification between the assets of the portfolio and thus obtains the highest returns with low levels.

risk, by choosing zero correlation operations among the assets that make up its financial portfolio, and that the bank prefers insurance as a management mechanism.

The risks to which it may be exposed.

Key Words: Financial portfolio, risk management, diversification.