دور الموارد المالية الذاتية في تنمية الإستثمارات طويلة الأجل في البنوك الإسلامية : دراسة حالة بنك دبي الإسلامي خلال الفترة 2010- 2020

Abstract EN

This study aims to highlight the reality of self-financial resources and the extent of their contribution in the development of long-term investments in Dubai Islamic Bank which is the first integrated Islamic bank that deals according to the provisions of the Islamic Sharia, by analyzing the statistical tables and annual financial reports issued by Dubai Islamic Bank.

The pratical study showed the existence of an imbalance in the structure of the nature of financial resources at Dubai Islamic Bank in fact, self-financial resources only represent a low rate of the bank's total resources in addition to the imbalance in the structuring of investment operations which have shown significant weakness in long-term investments in comparison with the total of its investments thus, it proves the inability of the bank to play the financing role that supports economic and social development at the way that Islamic banks were expected to achieve.