فعالية الشمول المالي في تعزيز التنويع الاقتصادي في الجزائر : دراسة قياسية خلال الفترة 1986-2019

Abstract EN

The study aimed to measure and analyze the impact of the effectiveness of financial inclusion in promoting economic diversification in Algeria during the period 1986-2019, the indicator (total bank loans) was relied on as an independent change that expresses financial inclusion, and (Herfindal-Hirschman) indicator as a dependent variable that expresses economic diversification, by estimating the autoregressive vector model var.

The study concluded that there is no long term equilibrium relationship between the index of financial inclusion and economic diversification, and the existence of a direct relationship between the current Hireschman-Herfindal coefficient and the period of slowing down by one period for the same variable, in addition inclusion financial and economic diversification, in addition to the existence of a short term relationship Among the variables of the study, the results reality of financial inclusion showed that Algeria is limited to countries with medium levels in the global financial inclusion index.