نظرة على أحكام التأمين التكافلي في ظل المرسوم التنفيذي 21-81

Abstract EN

Many countries of the world, whether foreign or Arab, have applied the theories of Islamic economics because of their many benefits to its.

this resulted the emergence of many Islamic financial institutions that operate in accordance with sharia regulations in the conduct of their affairs, including insurance institutions that operate in accordance with the provisions of Islamic sharia within the framework of the so-called takaful insurance organized by the Algerian legislator within executive decree no.

21-81 that specifies the terms and conditions of takaful insurance practice.

after the legal controls were available only for takaful insurance in the past, the legislator attached to it the legal regulations necessary for the establishment of an integrated system of insurance that encourages individuals to adopt it after their reluctance to take it, except in cases where the law forces them.

it is a system that allows individuals to insure, whether on persons or on property, without any prejudice to the provisions of sharia, given that their escape from commercial insurance is based on prohibition, which touched many aspects of it by many religious scholars.