العلاقة التكاملية بين شركات التأمين التكافلي والمصارف الإسلامية

Abstract EN

At this research, we discussed aspects of the relationship and integration of takaful insurance companies with the banking system.

where this existing relationship can be in terms of the institution, based on the capital of businessmen, commercial insurance companies or commercial banks.

the relationship can be based on the necessity of insuring the internal and external risks facing Islamic banks.

it can also be based on mutual needs.

“banking insurance” is a rapprochement between banks and insurance institutions.

it represents one of the strategies that emerged to meet the aspirations of both parties to develop and raise their competitive capabilities.

a distinction can be made between several strategies for the integrative relationship between these two institutions.

where the bank can take the role of a simple distributor of insurance products for insurance companies, resort to strategic alliances, in a third case, merger and acquisition strategies can be resorted.