المصارف الإسلامية الجزائرية ضمن النظام 20-02 المتعلق بالصيرفة الإسلامية: دراسة استشرافية لما بعد 2020

Abstract EN

The 18-02 system was disappointing in all aspects needed by Islamic banks, as it only provided a census of Islamic banking financial products, and opened the way for the presence of windows in banks that are not compatible with Islamic law, and then came the 20-02 system, which was more clear in its details, but without reaching the what Islamic banks aspire to, especially with regard to their relationship with the central bank, nor to find tools for monetary policy that are compatible with Sharia.

the objective of presenting this paper was to find foundations for the construction of an environment that would allow these banks to operate without problems, and the result was that a special law for Islamic banks must be presented in which first defines a definition for them and shows the foundations of their work and their products and their relationship with others who are responsible for them or from the rest of the institutions involved in the job, as well as the foundations of supervision over it, and monetary policy tools that are compatible with Sharia, and then it can be dated that it is the birth of the Islamic banking financial business in Algeria