أثر السيولة في الائتمان النقدي للمصرف العقاري العراقي للمدة (2020-2004)‎

Abstract EN

The Real estate bank is one of the specialized banks in Iraq that aims to contribute to the service of economic and social development by providing (cash credit), especially in the construction sector, and this research also aims to study and know the impact of (liquidity) financial and measure and analyze the impact of (liquidity) on the cash credit of the real estate bank in Iraq, and the research aims to show the nature of the relationship between (liquidity) financial and cash credit, the liquidity index was studied and analyzed according to statistical methods employed by the researcher to achieve the hypotheses and objectives of the research, where some methods were used, including the joint integration test of Johansson, the test of causality of Cranger and the analysis of the estimated model in the method of Var and Toda-Yamamato to measure the impact between the independent and dependent variable through the program (E-views10), and the researcher concluded that (liquidity) financial indicators are key indicators in the process of evaluating the efficiency of performance and management of monetary resources, a set of recommendations was formulated, the most important of which is the need to maintain good levels of liquidity in banks because of their positive role in the degree of security the importance of the research highlights that specialized banks have an important and effective role in granting credit loans for various purposes on the other hand that one of the most important justifications for the research is to note how to evaluate the efficiency of the financial performance of those banks through the use of financial efficiency requirements related to the concepts of (liquidity) financial.