دور التمويل الجماعي في تعزيز الشمول المالي

Abstract EN

The crowdfunding mechanism is considered as one of the most important financial innovations resulting from the development of the information and communication technology sector, allowing individuals and different enterprises access to financial services or what is expressed as financial inclusion.

This study aims to shed light on the crowdfunding mechanism and analyze the performance of its markets globally and its role in promoting financial inclusion, especially in developing countries.

The study concluded that crowdfunding is growing rapidly in different regions of the world and it provides the necessary financial services for individuals and enterprises, and it can be an important tool available to governments and policy makers to improve the access of marginalized groups that have difficulty obtaining sufficient resources or funding from its various traditional sources.