شركات التكنولوجيا المالية الناشئة كبديل لدعم الشمول المالي المستدام للمؤسسات الصغيرة و المتوسطة مع الإشارة إلى حالة الجزائر

Abstract EN

This study aims to discuss and highlight the role that emerging financial technology companies can play as an innovative alternative to support sustainable financial inclusion for small and medium enterprises in Algeria to achieve sustainable development goals for the year 2030, meet basic financial needs and thus enhance the degree of financial inclusion in various financial and digital transactions.

The study concluded that emerging financial technology companies can support the financial inclusion of small and medium enterprises, as they work to provide new sources of financing and offer various, simple and affordable services, as it is confirmed that the spread of financial technology companies in Algeria is very weak, as; The number did not exceed two companies.

This calls for the necessity to accelerate the adoption of new technologies and financial innovations to achieve sustainable financial inclusion for small and medium enterprises in Algeria