Le rôle de la règlementation prudentielle dans le renforcement de la solidité des banques algériennes

Abstract EN

Following the development of the world economy and given the liberalization and the emergence of technological innovations, the role of banks has become more and more central in the economy.

Also, the health of the latter largely depends on the proper functioning of banks, hence the need for a strong banking sector.

In this sense, prudential regulations intervene in order to strengthen the solidity of the banking sector.

In Algeria and after the transition to a market economy characterized by increasingly increased competition, the need for strict application of the prudential rules decreed by the Bank of Algeria, within Algerian banks, has become critical.

great importance.

And given the multiplicity of risks in the banking industry, the implementation of prudential regulations constitutes an important lever for a better solidity of Algerian banks and, consequently, a better strengthening of financial stability.

The analysis of the impact of the application of prudential rules within the Algerian banks, allowed us to highlight that the respect of this regulation by the Algerian banks leads to a better management and banking soundness and, consequently, a better strengthening of financial stability