الأهمية الاقتصادية للقروض الزراعية في تحقيق التنمية المتوازنة بين المناطق الإنتاجية بالمملكة العربية السعودية

Abstract EN

This research aims to use agricultural loans to bring balanced development between productive areas.

using quantitative economic analysis.

The study indicated that the total lending to the Agricultural Development Fund amounted to 51.35 billion riyals since its foundation until the end of 2019.

of which 15.62 billion riyals were allocated at a rate of 30.42%.

for agricultural and livestock projects.

Seven productive regions (Riyadh.

Qassim.

Hail.

Makkah Al-Mukarramah.

Eastern Province.

Asir and Al-Jawf) acquired for about 85.73% of the total value of agricultural loans.

while the relative importance of the value of loans granted to the rest of the regions does not exceed 14.27%.

The geographical concentration coefficient of agricultural loans reached 40.4%.

which is high from Michaely's view.

By measuring the degree of fairness in the distribution of agricultural loans.

it was found that the value of the Gini coefficient amounted to 0.099 and 0.201 in light of the crop area and the number of population for each respectively.

It is a low value and indicates the fair distribution of agricultural loans among the productive regions in the Kingdom.

By identifying the priorities for the distribution of agricultural loans for balanced development.

it was found that the Madinah region ranks first.

followed by the northern borders.

Al-Baha.

Jizan.

Al-Jawf.

Eastern region.

Makkah Al-Mukarramah.

and Tabuk.

respectively.

The regions of Qassim and Hail are ranked ninth.

followed by the regions of Asir.

Najran and Riyadh.

respectively.

In the area of rebalancing the distribution of agricultural loans.

it was found that seven productive regions acquired a percentage of agricultural loans higher than the average of both the crop area and the number of population.

while six productive regions acquired a percentage of agricultural loans less than the average of both the crop area and the population.

In order to bring about balanced development between productive areas and to eliminate the negative consequences of unfair distribution of agricultural loans.

this study recommends that a percentage of agricultural loans should be allocated to each region.

consistent with the average percentage of each of its crop area and the number of its population.