دور الجمعيات التعاونية للائتمان الزراعي في التمكين الاقتصادي للمزارعين

Abstract EN

The cooperative sector plays an important role in the development field in general and agricultur in specific.

Agricultural cooperatives are considered one of the most important resources used by the state to provide production requirements and services for farmers in the agricultural sector.

as cooperatives are economic and social organizations that depend on themselves in carrying out all their work to empower farmers economically and socially.

The research problem is the suffering of farmers.

especially young ones.

from the social and economic retardation since following the economic recovery policy.

In addition to the weakness of cooperatives role in helping the farmers solveing these economic problems and economic empowerment for them.

The research aimed to identify the economic return of the cooperative societies' role in agricultural credit in empowering farmers.

The study was conducted in Beheira Governorate in 2019.

and the research sample was chosen from the multipurpose agricultural cooperative societies in the Kom Hamada Center to perform this research.

Four multi-purpose agricultural cooperative societies villages were selected.

Wqada.

Saft Elenab.

Kafr Ziyada.

and Al-Hadayn.

As these villages are among the largest in the center in the number of multi-purpose cooperative societies.

Also 64 farmers were randomly selected from the members of the multi-purpose agricultural cooperative societies.

16 farmers in each cooperative.

3 farmers were excluded from the sample because they do not match the questionnaire.

meaning that the sample size reached 61 farmers to seek their views on economic empowerment.

The research identified the current status of agricultural cooperatives in Egypt.

as well as multi-purpose credit societies.

in terms of the number of societies.

the number of their members.

and their capital during the study period (2005 / 2006-2016 / 2017).

The results showed a decrease in the average per capita share and the average acre share of the association capital.

which amounted to about 22.

14 pounds.

respectively.

during the study period.

These resulted in weak financial formation of cooperative societies for agricultural credit.

In addition to its weak ability to achieve its role in the economic empowerment of farmers.

The research also dealt with social and economic factors that affect the economic empowerment of farmers.

The research also showed the role of cooperatives in economic empowerment from the viewpoint of the farmers.

Moreover.

the work addressed the problems faced the farmers in providing various production requirements and production services that limit their economic empowerment.

The most important social and economic factors that affect economic empowerment in the sample of farmers were: - A large percentage of farmers cannot benefit from the procedures and processes leading to economic empowerment and participation in the economic decisions of agricultural cooperative societies.

- The basic profession of most farmers is agriculture.

59% of the total sample have no other income from outside the agricultural sector.

they are less able to economic empowerment.

and therefore they need the processes and procedures provided by the cooperative that makes them more capable of empowerment.

- Families who have working children may have more opportunities to benefit from the services provided by the association.

as they have funding to enable them to do so.

- The farmers who own agricultural holdings possess (70.5% of the sample).

have increased ability to benefit from the process of economic empowerment which increases the ownership of the land as a component of production.

as it enables them to obtain supported loans for their cultivation.

- Most of the sample farmers own animalas which enable them to obtain funded loans for animal production and therefore their increased ability to benefit from the economic empowerment process increased.

- Most of the farmers in the sample fall into the low-income group.

less than 20 thousand pounds per year.

so these farmers need economic empowerment to increase their real and cash incomes.

- Agricultural cooperatives have no role in providing the necessary financing to farmers.

and they do not play their role in economic empowerment.

- The role of cooperative societies in providing good seed and extension services is weak and the cooperative did not provide marketing and agricultural mechanization services.

Recommendations: 1- Increasing the societies ’capital and their formation.

to enable them achieving they role in the productive services of farmers.

2- Providing all kinds of fertilizers in the cooperative societies according to the crop and farmer needs.

3- Providing supported improved seed varieties in cooperatives to ensure good production that helps increase farmers ’income.

4- The cooperative societies should market the production to permit suitable returns for farmers.