دراسة السلوك الادخاري و معوقاته للأسرة السعودية في ضوء رؤية 2030

Abstract EN

The Kingdom of Saudi Arabia adopted an ambitious vision (Vision 2030) as an approach and a map of economic and development work in the Kingdom.

God has loved the Kingdom of Saudi Arabia, which contains geographical, civilizational, social, demographic, and economic factors that made it occupy a high position among the leading countries worldwide.

The Kingdom’s position in the Islamic world will have the investment power and the key to diversifying its economy and achieving its sustainability.

The research aims to: 1.

Finding the differences in the saving behavior of the Saudi family in light of Vision 2030 according to the variables of the study.

2.

Finding the differences in the obstacles to saving the Saudi family in light of Vision 2030 according to the variables of the study.

3.

Reaching the relationship between the saving behavior of the Saudi family and the obstacles to saving in the light of Vision 2030.

4.

Knowing the most influencing factors on family saving behavior in light of Vision 2030.

The research found: 1.

There are statistically significant differences between the average scores of the sample individuals in the household saving behavior according to the study variables 2.

There are statistically significant differences between the average scores of the sample individuals in the savings obstacles according to the study variables 3.

There is a correlation between the household savings behavior questionnaire and the savings constraints questionnaire.

4.

The difference in the participation rate of the factors affecting the savings behavior of the family.

5.

The difference in the relative weights of most dimensions of family saving obstacles.

I recommend searching: 1.

Prepare specialized training programs that contribute to providing family members planning skills related to how to develop a financial plan to regulate spending and consumption, and scientific thinking to align between family income and what must be spent money.

2.

Conduct awareness-raising campaigns through the media and social networks aimed at raising awareness of the importance of saving and using income in a correct way, and spreading the savings culture compatible with the requirements of development, in addition to introducing savings vessels and how to dispose of income and invest in a safe way.

3.

Establishing a culture of savings in Saudi society through setting a strategic plan with the participation of the relevant authorities to work on continuous awareness and instill the desire to save and establish financial planning for the future for new generations.