تمكين الأرامل عن طريق التمويل الأصغر : "السلام باب رزق نموذجا"

Abstract EN

The development that took place in financial systems in different parts of the world has led to the diversification of financial products, the extension of the geographical reach of the services offered to the poor, and the augmentation of women's access rate to finance.

Therefore, governments around the world initiated a commitment to securing a solid environment for durable microfinance services offered by microfinance institutions.

Like her peers around the world, the Algerian woman didn't refrain to start up profitable small businesses, particularly in the countryside and in the household, in order to provide for her family and make extra money.

The fields of her projects range from weaving and tailoring to agriculture and industry.

These projects have gradually become an efficient means to empower Algerian women in more ways than one, especially at the economic level.

The Islamic small finance represents a significant alternative for those who seek legitimate Financing that is in accordance with Islamic law and who couldn't benefit from traditional small finance.

This paper is thus an attempt to explore a new model experience carried out in Algeria jointly by a charity and an Islamic bank to finance small projects initiated by widows and orphans by means of "legitimate " loans.