التكنولوجيا المالية كآلية لتعزيز الصناعة المالية الإسلامية لتحقيق الشمول المالي: دول شمال إفريقيا أنموجا

Abstract EN

This paper seeks to highlight the role of financial technology in strengthening the Islamic financial industry to achieve financial inclusion in north African countries, by first standing on the status of the Islamic financial industry and then the status of financial inclusion and financial technology in north Africa.

the study reached a set of results, the most important of which is that the growth of Islamic finance in north Africa has achieved good numbers in recent years, although it still represents only 1% of the Islamic financial industry in the world, and that financial technology platforms play a major role in promoting the growth of the Islamic financial industry, whether by enhancing its stability by increasing its market share and facing global competition, or by providing an opportunity for Islamic banks to partner with emerging companies in the field of financial technology to attract a larger group of investors, and to expand the Islamic financial industry in north African countries o provides enormous potential for banking and financial inclusion through orbing more traders are not covered by financial services.