التأمين الصحي و دوره في إعادة توزيع الدخل القومي

Abstract EN

A person's health is the most precious thing he possesses in his life, because a healthy mind resides in a healthy body.

Therefore, the health of individuals and citizens of a particular nation is an important factor of progress and prosperity.

The disease, the disease insurance, embodies the phenomenon of income redistribution in a living and apparent embodiment, because the financing of this insurance is either a percentage of the wage, as the contributions differ according to the value of the wages.

Unified for all, except if the insured wants treatment in a higher degree than the insurance degree, then he has to pay the difference.

In addition, those who fall prey to disease (or those who suffer from diseases) and need different aspects of treatment reach a certain percentage ranging from developed countries to developing countries.

Everyone does not benefit from this insurance, and here lies the process of redistribution, as the healthy people pay for the sick, and it seems here that there is a redistribution from the healthy insured who pay contributions despite the fact that they do not benefit to the patients who do.

The distributive effect of the state's contributions to the social insurance budget of its various types varies according to whether the state relies on direct or indirect taxes.

If the state relies on direct taxes in financing social insurance, then the effectiveness of redistribution is a phenomenon, especially if progressive taxes are imposed on income.

It is imposed on those with high incomes and those with capital, and its percentage increases with the increase in the value and extent of the income.

The role of the subscription wage must be maximized and no maximum limits should be set for this wage.

The higher the wage, the greater the contribution.

Legislation should not stand in the way of increasing contributions.

The state in the various social insurances, and it is noted the growing role of the state in unemployment insurance and social welfare insurance for pensioners.