المرابحة للآمر بالشراء في إطار النظام 20-02 و التعليمة 2020-03

Abstract EN

Islamic banks have become an important place in the Islamic world and abroad as financial institutions that adhere to the provisions of Islamic sharia in their dealings.

they have proven their success and resilience in the face of financial crises witnessed by science and the banking sector in particular.

as their activity expanded to include many Islamic banking operations and products that are no longer offered only to Islamic banks, but also traditional banks, after being licensed to do so with the issuance of regulation 20-02.

among the Islamic financing formulas, we find the Murabaha formula for the purchase ordered, which is considered one of the trust sales in which the bank acquires commodities with specific specifications at the request of the customer, ordering the purchase to sell to the latter at a pre-agreed profit margin.

Murabaha for the purchase ordered is considered the most approved form by the banks and the ideal choice for the public of customers, especially for those with limited income, due to the characteristics that are distinguished and unique to it, to be an important and suitable legal financing alternative for both the bank and the customer when its legal and legal conditions and controls are met, of course.