La micro finance comme vecteur d’inclusion financière et de création d’entreprises dans la Wilaya de Bejaia

Abstract EN

This study seeks to know how microcredit stimulates the degree of emerging economies, as a mechanism of economic growth and reduction of poverty and inequalities of access to financing.

according to the results of the survey, the entrepreneurial dynamic experienced by the wilaya is the result of microfinance.

the majority of beneficiaries find that microfinance and the activity resulting from the latter have stimulated the creation of their businesses and implicitly their level of financial inclusion.

the measures and aid schemes for the creation of businesses have contributed greatly to the enrichment of the wilaya even if the most important part comes back to the personal initiative of the creators based on their skills and experiences acquired during the professional trajectory.