دور تكنولوجيا التطبيقات المالية الذكية في تعزيز الشمول المالي في الجزائر : دراسة حالة تطبيق بريدي موب لمؤسسة بريد الجزائر

Abstract EN

The aim of this study was to investigate the extent to which the use of smart financial applications enhances financial inclusion in Algeria.

the focus was on the essential features that should be present in a smart financial application such as reliability, usability, confidentiality, security, and financial inclusion dimensions.

to achieve this goal, the Barid mob application was selected for Algeria post, given its position and widespread branches that rely on this smart financial application.

a questionnaire was adopted as a data collection tool, and 441 questionnaires were collected and analyzed using SPSS V23.

the study found a statistically significant relationship between the smart financial application and financial inclusion at a significance level of (α ≤ 0.05).

this indicates that the more the use of smart financial applications increases, the more financial inclusion is enhanced.