آليات الحوكمة و أثرها على الأداء المالي للمصارف في ليبيا من وجهة نظر متخذ القرار المصرفي : مصرف الجمهورية دراسة حالة

Abstract EN

The concept of governance in general has emerged in the last decades as a policy and system adopted by many developed countries to increase the effectiveness of their economic, financial and institutional countries systems in order to raise the level of well-being for their societies.

these systems have shown great effectiveness in supporting development and efficient exploitation of resources.

many developing have sought to adopt mechanisms of governance plans.

the financial system in general and the banking system in particular are the most concerned by governments due to the great role played by financial and banking institution in mobilizing resources granting financing and diversifying investment tools.

the problem of the study was summarized in the following question : does the application of banking governance mechanisms positively affect the financial performance of the bank? the study aimed assess the importance of adopting banking governance mechanisms and the size of their impact on the financial performance of Libyan bank in general and the bank of the study in particular, by examining the mentality of the bank's senior management leaders regarding the necessities that require the application of governance systems to serve the banks financing and investment interests.

the study relied on the descriptive analytical approach to measure the impact of the independent variables represented in governance mechanisms on the financial performance of the bank as the dependent variable.

the study reached several results, the most important of which was that there is a strong positive impact of the tools of banking governance mechanisms on the efficiency of the bank's financial performance according to the vision of those in charge of the bank's senior management.

the Libyan banking market implements the concept and requirement of governance and develops its mechanisms in the form of a comprehensive banking policy that regulates banking work and is obligatory for implementation by all parties.

banks in a way that activates the natural intent to adopt the concept of governance and in a way that enhances the financial performance of strong banks.