أثر التنافسية المصرفية في النمو الاقتصادي في سورية

Abstract EN

Purpose : this research aims to measure and analyze competitiveness in the Syrian banking sector, and test its impact on economic growth during the period (2009-2019).

study design/ methodology/ approach : to achieve the objectives of the research, the banking concentration ratio (CRK) and Hirschman index (HHI) were used as structural measures of competitiveness, and Panzar-Rosse approach (p-r) as a non-structural measure, the research used panel data models to reach p-r's h- statistic value, the research also used (ARDL) model to test the impact of banking competitiveness (expressed as p-r's h- statistic, CR (in economic growth.

sample and data : the study sample consisted of one public bank, and 14 private banks, where the secondary data published in the annual reports of the banks were relied upon.

results : the research concludes that competitiveness in the Syrian banking sector is weak according to structural measures, as the average value of cr4 exceeded 70%, and the value of HHI exceeded 1800 for each of the assets, deposits, and loans, which indicates the high concentration, meanwhile according to (p-r) there is a state of monopolistic competition in the Syrian banking sector, as the average value of p-r's h- statistic during the study period reached 0.024, the research also concluded that there is a positive and significant effect of competitiveness on economic growth according to (p-r), and short term effect according to cr4.

originality/value : this study is one of the first studies applied in Syria that measure competitiveness in the Syrian banking sector according to (p-r), and deals with the impact of banking competitiveness on economic growth in Syria.

research limitations/implications : the study was limited to the period (2009 2019) due to the lack of necessary data on the commercial bank of Syria after 2019.