تحليل واقع الائتمان المصرفي في الاقتصاد العراقي باستخدام بعض المؤشرات الرئيسية للمدة (2004-2019)‎

Abstract EN

The research dealt with the analysis of some of the indicators of bank credit in the Iraqi economy for the period (2004-2019) to highlight the role played by commercial banks in Iraq by granting them credit to support the process of economic development.

GDP and inflation targeting through the exchange to achieve economic stability, but the monetary effects of the government’s public finances reduced the importance of this policy with its rapid response to an increase in unproductive public spending, and thus the weakness of investment vessels on the real side, which implies that most of the credit granted was of a consumer nature due to the multiplier effect in the exporting countries of Iraq, and the research found the need to establish financial buffers to ensure greater ability of the financial and banking system to face risks in the event of a specific shock.