تحليل العلاقة بين التعثر المالي والأداء المصرفي: مصرف الاقتصاد حالة دراسية

Abstract EN

Goal financial stumbling to analysis relation between financial stumbling financial and banking evaluation in banks joint in (ISX) by Sherrod models during (2016-2020), financial stumbling and banking performance are among the important topics in financial and banking studies, and this is considered financial stumbling as a negative on banking performance, and the relationship is revealed by setting financial ratios that measure the efficiency of banking performance (liquidity, profitability, indebtedness, employment, capital) and the extent of its reflection financial default on the performance of those banks.

the research stems from the hypothesis that there is a negative relationship between financial insolvency and banking performance indicators (liquidity, profitability, employment, indebtedness and capital) of the research sample banks.

the researcher used the descriptive analytical method to analyze the relationship between financial insolvency and banking performance, and reached the following results: the troubled credit of the economy bank witnessed a continuous increase to reach about (194,614) million dinars due to the failure to follow a moderate credit policy and indicates an increase in risks in the bank.

the average non-performing credit to the total credit granted by the economy bank amounted to 107,254, which indicates a high default by the bank.