الفوائد المترتبة على القرض الحكومي العراقي للموظفين

Abstract EN

The Iraqi government granted loans to citizens to help them cope with the burdens of life.

Among the terms of this loan is that the interest rate is 4% and then the customers are surprised that the interest rate is 9% and that the bank has worked to increase the interest rate.

The Central Bank approves the increase in the interest rate, contrary to the prevailing laws and customs.

This exception has burdened the citizens and created a situation of dissatisfaction with the laws, grants and advances on certain conditions and changes them to other, more arbitrary conditions.

After agreeing and knowing Civil and commercial interest rates and what is the position of countries similar to this approach and know the compatibility of the legislative text with the legal text in the permissibility of giving the loan at an interest exceeding the price specified in the law, especially that the rules for setting a maximum interest base cannot be spent on people who violate it because it is a rule of how If an institution representing the state is acting against a peremptory norm.