تسعير وثيقة تأمين آلات ومعدات المقاولين في سوق التأمين المصري باستخدام التوزيعات الاحتمالية المركبة

Abstract EN

The study aimed at pricing contractors Plant and Machinery Policy (CPM) in the Egyptian insurance market, by using compound probability distributions.

The study relied on the use of Pearson distributions in estimating the function of the aggregate claims values through the central moments resulting from the combination of the moments of the probability distribution of claim frequency, and the moments of the probability distribution of the claim size, and it was concluded that the distribution of the aggregate claims for engineering risks of contractors Plant and Machinery follows gamma distribution.

The study recommended the need to use compound probability distributions in pricing contractors Plant and Machinery Policy, in addition to use Pearson distributions as a mean of determining the appropriate compound probability distribution to reach the function of aggregate claims values.