تأثير الرافعة المالية على الربحية المصرفية: دراسة تحليلية لعينه من المصارف الخاصة المدرجة في سوق العراق للأوراق المالية

Abstract EN

This research aims to study the effect of financial leverage on the banking profitability of Iraqi private banks listed in the Iraqi stock market from the period (2014-2020).

This research's independent variables are the debt and loan-to-equity ratios.

The sample used in this study is five private Iraqi banks listed on the Iraq Stock Exchange for seven years.

The Panel Data model was used to identify the influence relationship between the study variables according to Eviews10 programs.

As represented by (the rate of return on assets and the rate of return on equity), the higher the leverage ratio, the higher the profitability index.

We also showed that the debt ratio positively affects the return on assets and the return on equity.

To enhance their financial performance, the study suggested that Iraqi private banks raise the degree of financial leverage to obtain returns on their assets or shareholders by choosing the degree of financial leverage that serves their investments.

As a result, it has a positive impact on their financial results