الخطأ العمدي للمؤمن له كسبب لإعفاء المؤمن من مسؤوليته في القانون الاردني : دراسة مقارنة

Abstract EN

Insurance is a promise of compensation for specific potential future losses in exchange for a periodic payment.

It is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss.

Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer.

In exchange for payments from the insured (called premiums), the insurer agrees to pay the policy holder a sum of money upon the occurrence of a specific event.

Building on the foregoing, an insurer is not liable for a loss caused by the willful act of the insured.

The contractor is responsible for any willful misconduct.

So the insurance shall be null if the accident has been caused by the willful misconduct of the insured person.