تحليل قدرة المصارف على الإيفاء بقانون الاستثمار العاملة في إقليم كوردستان العراق

Abstract EN

This study aims to determine the ability banks operating in the Kurdistan region of Iraq to fulfill the requirements of Mega projects that was completed after the issuance of the investment law, as it consists study population consisted of managers and heads of departments in the government and private banks operating in Kurdistan region as sample for the study which were selected randomly in three provinces in the region and the number of questionnaires distributed to a sample study are 95 questionnaires while we were receiving 82 questionnaires valid for analysis at a rate of 86 % of the study population.

Then the researchers used statistical methods (Minitab) to achieve the goals of research, the most important findings of the researchers that the banks is unable to catch up with the minimum requirements of the new investments in Kurdistan region in all sectors to not possess capital sufficient to finance projects، the most Important recommendations reached by the researchers is to increase the paid up capital and number of shareholders for each bank individually, and carry out mergers to increase the type and number of banking services provided.