المفهوم القانوني لالتزام البنك الاعتماد المالي

Abstract EN

The donor Bank obligation for the financial credit is usually determined by the major Arab trade Legislations without identifying its concept in terms of essence and implementation mechanism.

Such application raises several queries.

On one hand, what is the significance of this obligation? Is it restricted to the monetary essence? Or could it be from contractual essence? Given that the banking and judicial application ran on the diversity of this obligation in terms of value, duration and attitude in a maximum money limit which is considered a ceiling for the obligation.

On the other hand, Banks is using to implement those commitments through special account called "debit account": that is an account which has the nature of a current account, and other times has the nature of non- current account, given that the importance of the judgment of these tow accounts various regarding to the financial credit donor bunk and the accredited client.

All details required will be studded in this research.

Key words:- The nature of the commitment, Debit account and the donor Bank obligation for the financial credit