أثر الجهاز المصرفي الفلسطيني في متغيرات الاستقرار الاقتصادي : دراسة قياسية تطبيقية خلال الفترة 1994-2014

Abstract EN

The aim of this research is to analyze the impact of the Palestinian banking system on the economic stability variables during the period of (1994- 2014) .

To achieve this goal both evaluation of the banking system in Palestine and the banking variables have been conducted, depending on the econometric techniques.

A model of three equations was built to testify the research hypotheses.

Many empirical results were found, but the most important ones are: (1) The Palestinian banking system was able to impose itself and has the ability to affect the economic stability variables in a positive way.

(2) Variables such as volume of credit granted by the commercial banks, banking density, the ratio of deposits to the current (GDP) had all a positive impact on the economic stability in which the elasticity of these variables was estimated as (0.48% , 0.34%, 0.

56%) respectively.

(4) The results proved that the existence of a significant statistical relationship at 5% level between variables such as, growth of the money supply, volume of credit, number of banks and branches, financial depth and inflation.

(5) Results showed that there is an inverse relationship between both money supply and the financial depth and the rate of unemployment by which these variables are capable of reducing the rate of unemployment by- 0.20% and- 0.26% respectively.

Accordingly, a number of recommendations were proposed in the interest of achieving economic stability through the banking system in Palestine