التوريق المصرفي و دوره في حل أزمة السكن في العراق

Abstract EN

This research deals with the banking securitization and its role in solving the housing crisis in Iraq, as it tried to submit along with my view of the most important put researchers on research variables, in addition to the practical side, which included estimated housing deficit in Iraq, and then assuming the securitization of real estate loans to see the extent of the contribution of securitization in the solution the housing crisis, and tried to search for the answer a number of questions embodied her problem ((How can the banking securitization that contribute to solving the housing crisis in Iraq?)).

The research found a set of conclusions, including: The securitization funding new source , where it works on the transfer of financial illiquid assets into liquid financial assets, as well as reduce borrowing costs, reduced credit risk of the assets and went out Find a set of recommendations comes in the forefront: the use of technology securitization in the field of real estate financing in Iraq, and to work to create an appropriate legal environment for it, and activate the stock market, and the increased allocation to the real estate and financial resources.