النمذجة القياسية لتأثير حجم الودائع على الأداء الائتماني للبنوك التجارية : حالة (Societe Geneal Banque)‎ الجزائر خلال الفترة 2002-2015

Abstract FRE

Commercial banks are financial institutions that collects money from the owners of the surplus in the form of different Deposits versus owe interest rate, because you provide in the form of a variety of loans to the owners of the deficit versus the benefit of a creditor price, so that is the difference between both rates of return resulting from the financial intermediation process, where commercial banks rely in its submission for loans of various kinds on the size of Deposits, primarily on loans from financial institutions and capital on the other hand, which is what justifies the existence of the effect of the relationship between the volume of Deposits of bank credit and the size of which we have tried to look for in this study using standard modeling method to determine a variable effect the volume of Deposits on a variable volume of credit based on the preprocessing tests of time series and test co-integration (Johansen & Julius) and testing of causality (Granger) and estimate the decline and moral test for statistical results of this estimation equation.