Regulating payments for M-Content : the positive impact of the deregulation
Author
Source
Issue
Vol. 2014, Issue 2 (31 Dec. 2014), pp.1-12, 12 p.
Publisher
Qatar University College of Law (Previously) / Qatar University Qatar University Press (Currently)
Publication Date
2014-12-31
Country of Publication
Qatar
No. of Pages
12
Main Subjects
Information Technology and Computer Science
Abstract EN
This paper analyses the regulatory regime potentially applicable to the prepaid m-payments for m-content before and after the introduction of the Electronic Money Directive (2009) and the Payment Services Directive (2009).
The paper concludes that the regulatory regime pre-2009 was neither technologically neutral nor did it provide legal certainty.
In fact, the pre-2009 regulatory regime caused arbitrary distinctions to be drawn between marginally different m-commerce transactions, given the application of E-Money Directive to prepaid m-payments, but not postpaid m-payments.
This, of course, caused significant confusion as the rather small preference for one, rather than another payment method would trigger a substantially different regulatory regime.
However, the introduction of the 2009 Directives and the inapplicability of m-content transactions in both of the Directives (the deregulation), has removed this confusion.
Furthermore, it concludes that currently, all m-commerce transactions for m-content are simply regulated by the respective contractual agreements, relevant commercial law, and by the PhonepayPlus Code of Practice (the regulator of all premium rate services), which provides a more pleasant outcome.
Therefore, the deregulation in this case has had a positive impact.
American Psychological Association (APA)
Mansur, Yazan. 2014. Regulating payments for M-Content : the positive impact of the deregulation. International Review of Law،Vol. 2014, no. 2, pp.1-12.
https://search.emarefa.net/detail/BIM-806421
Modern Language Association (MLA)
Mansur, Yazan. Regulating payments for M-Content : the positive impact of the deregulation. International Review of Law No. 2 (2014), pp.1-12.
https://search.emarefa.net/detail/BIM-806421
American Medical Association (AMA)
Mansur, Yazan. Regulating payments for M-Content : the positive impact of the deregulation. International Review of Law. 2014. Vol. 2014, no. 2, pp.1-12.
https://search.emarefa.net/detail/BIM-806421
Data Type
Journal Articles
Language
English
Notes
Includes margin notes.
Record ID
BIM-806421