تحليل تطور كفاءة شركات التأمين التكافلي مقارنة بشركات التأمين التجاري : دراسة بعض الحالات في السوق الماليزي (2014-2016)
Other Title(s)
Analyzing the evolution of the efficiency of takaful insurance companies compared to commercial insurance companies a study of some cases in the Malaysian market (2014-2016)
Joint Authors
ياسمينة إبراهيم سالم
علواني، عومر عكي
Source
Issue
Vol. 2017, Issue 17 (31 Dec. 2017), pp.35-49, 15 p.
Publisher
University of Kasdi Merbah Ouargla Faculty of Economics Commercial Sciences and Management Sciences
Publication Date
2017-12-31
Country of Publication
Algeria
No. of Pages
15
Main Subjects
Financial and Accounting Sciences
Topics
- Insurance
- Case studies
- Comparative analysis
- Twenty-first century
- Malaysia
- Business
- Insurance companies
- Cooperative insurance
Abstract EN
This paper deals with the concept of efficiency.
The aim of the practical side is to measure and analyze the efficiency of some Takaful insurance companies and compare it with the commercial insurance companies in the Malaysian market, in order to show the importance of this aspect for the decision-makers in the analysis of inefficiency sources to eliminate undue costs.
Due to the difficulty of obtaining Takaful insurers data, the research has included to measure the efficiency of six Takaful insurance companies and five commercial companies, over a period of three years from 2014 to 2016.
The study used premiums and investment incomes as outputs and management costs and commissions as inputs, using the input-oriented DEA model (CCR-I and BCC-I) to measure efficiency.
The results obtained show that the Takaful insurance companies studied did not achieve the degree of efficiency ratio 1 in constant returns to scale model, while one, the smallest of these companies in terms of premium value, achieved the efficiency ratio 1 in variable returns to scale model.
This means a good use of its resources and the absence of unjustified costs.
However, it has to reach the optimal size of its activities in order to benefit from economies of scale.
American Psychological Association (APA)
ياسمينة إبراهيم سالم وعلواني، عومر عكي. 2017. تحليل تطور كفاءة شركات التأمين التكافلي مقارنة بشركات التأمين التجاري : دراسة بعض الحالات في السوق الماليزي (2014-2016). مجلة الباحث،مج. 2017، ع. 17، ص ص. 35-49.
https://search.emarefa.net/detail/BIM-808386
Modern Language Association (MLA)
ياسمينة إبراهيم سالم وعلواني، عومر عكي. تحليل تطور كفاءة شركات التأمين التكافلي مقارنة بشركات التأمين التجاري : دراسة بعض الحالات في السوق الماليزي (2014-2016). مجلة الباحث ع. 17 (2017)، ص ص. 35-49.
https://search.emarefa.net/detail/BIM-808386
American Medical Association (AMA)
ياسمينة إبراهيم سالم وعلواني، عومر عكي. تحليل تطور كفاءة شركات التأمين التكافلي مقارنة بشركات التأمين التجاري : دراسة بعض الحالات في السوق الماليزي (2014-2016). مجلة الباحث. 2017. مج. 2017، ع. 17، ص ص. 35-49.
https://search.emarefa.net/detail/BIM-808386
Data Type
Journal Articles
Language
Arabic
Notes
يتضمن مراجع ببليوجرافية.
Record ID
BIM-808386